3yr/100K Mile
warranty
90+ YEARS
experience
Local Shuttle
available
Your path to approval
How it works
Step 1
Get your estimate.
Step 2
Ask your service advisor, or
use the payment link on your
invoice.
Step 3
The provider shows what
you qualify for, and you
choose.
Apple Pay (not financing). Pay at the counter with Apple Pay. Just tap your iPhone or Apple Watch on our card reader.
1 Apply before or at your visit
Credit card
A car care credit card you can use at AB Hadley and other participating shops. Special financing is available on qualifying purchases.
Lease-to-own
Lease eligible tires and wheels and make payments over time. You own the items when you complete your payments, or sooner with the early purchase option. This is a lease, not a loan.
2 Pay over time from your invoice
Installment loan
Split your repair into payments with Affirm. You’ll see your options, including any interest, before you agree. Available from the payment link on your AB Hadley invoice.
Pay in installments
Choose from Klarna’s payment options from the link on your AB Hadley invoice. Options depend on your purchase and approval.
Pay over time
Lease eligible tires and wheels and make payments over time. You own the items when you complete your payments, or sooner with the early purchase option. This is a lease, not a loan.
Not sure which option fits? Ask your service advisor.
FAQ
Good to know
Does AB Hadley make loans or decide approval?
AB Hadley does not make loans or decide approval. Each provider makes its own approval decision and sets its own terms.
Is every option available for every customer or repair?
Not every option is available for every customer or every repair. Ask your service advisor which options you can use.
Which options need a repair order of $250 or more?
Affirm, Klarna and Sunbit are available on repair orders of $250 or more. Approval and terms are set by each provider.
Is Koalafi a loan?
No. This is a lease, not a loan. You own the items when you complete your payments, or sooner with the early purchase option.
What can I lease with Koalafi?
Lease eligible tires and wheels and make payments over time. Not all parts or services can be leased. Your advisor will tell you what qualifies.
How do I use Affirm, Klarna or Sunbit?
They are available from the payment link on your AB Hadley invoice.
Can I pay with Apple Pay?
Pay at the counter with Apple Pay. Just tap your iPhone or Apple Watch on our card reader.
Rates, terms and disclosures
NAPA EasyPay (Synchrony Car Care card)
No Interest if Paid in Full within 6 Months on purchases of $199 or more made with your Synchrony Car Care credit card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. Minimum monthly payments required. Subject to credit approval. For new accounts as of 7/31/25: Purchase APR 34.99%; Penalty APR 39.99%; minimum interest charge $2. Credit card issued by Synchrony Bank.
Koalafi
Koalafi is a lease-to-own product, not a loan. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state. Not available in MN, NJ, VT, WI or WY.
Affirm
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Your rate will be 0–36% APR based on credit. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. California residents: Affirm Loan Services, LLC is licensed by the Department of Financial Protection and Innovation. See affirm.com/terms.
Klarna
Monthly financing through Klarna issued by WebBank. Other CA resident loans made or arranged pursuant to a California Financing Law license.
Sunbit
*3-month 0% APR plan at participating merchants only. 6-, 9-, 12-, 15-, and 18- month plans subject to interest. Subject to approval based on creditworthiness. 0-35.99% APR. Payment due at checkout. Not available in or to residents of US territories. Examples: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Actual terms may vary. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-B374-1844702); NMLS ID 1760582. Loans are made by Transportation Alliance Bank Inc. dba TAB Bank, which determines qualifications for and terms of credit. THIS IS A LOAN SOLICITATION ONLY. SUNBIT NOW, LLC IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. **All account openings and payment activity are reported to a major credit bureau.